Occidental Asset Management, LLC is an SEC-registered investment adviser conducting business as Your Mental Wealth Advisors; SEC registration does not, however, imply any level of skill or training and no inference of such skill or training should be made. Your Mental Wealth Advisors may only transact business in those states in which it is notice-filed, or qualifies for an exemption or exclusion from registration requirements. A copy of Your Mental Wealth Advisors’ current written disclosure statement discussing its business operations, services, and fees is available on this website or may be obtained at https://adviserinfo.sec.gov/. Past performance is no guarantee of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended or undertaken by Your Mental Wealth Advisors) or product made reference to directly or indirectly by Your Mental Wealth Advisors on its website, or indirectly via a link to an unaffiliated third party website, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio, financial situation or risk tolerance. There is a risk of loss from an investment in securities, including the risk of loss of principal. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Any forward looking statements or forecasts are based on assumptions and actual results are expected to vary from any such statements or forecasts. No reliance should be placed on any such statements or forecasts when making any investment decision. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. Your Mental Wealth Advisors encourages you to consult with a professional financial advisor prior to making any investment decision.
There are different costs associated with different types of securities and investors may be responsible for paying fees separate and distinct from those paid to Your Mental Wealth Advisors to invest in such securities. Importantly, the fees specific to what Your Mental Wealth Advisors charges do not include certain fees and charges imposed by third parties such as custodial fees, mutual fund fees and expenses, and additional fees charged by wrap sponsors. Your Mental Wealth Advisors’ clients’ assets can also be subject to asset-based transaction fees, brokerage fees and commissions, retirement plan administration fees (if applicable), deferred sales charges on mutual funds, 12b-1 fees, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on custodial accounts and securities transactions. For mutual fund and exchange traded fund (“ETFs”) investments, investors are charged internal management fees, distribution fees and other expenses, which are described in each fund’s prospectus. All custodial fees and any other charges, fees and commissions incurred in connection with transactions for a Your Mental Wealth Advisors client’s account are generally paid out of the assets in their managed account and are in addition to the investment management fees charged by Your Mental Wealth Advisors. Notably, neither Your Mental Wealth Advisors nor any of its employees receive any portion of the third-party fees. Investors should consider all fees that may be charged to their account and also understand that lower fees for comparable services may be available from other investment advisory firms.
Your Mental Wealth Advisors is neither an attorney nor accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice. Furthermore, the prospective client is solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for the prospective client based on the prospective client’s investment objectives and personal and financial situation. The prospective client should consult with an investment professional, or an attorney or tax professional regarding their specific investment, legal or tax situation.
Your Mental Wealth Advisors’ website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Your Mental Wealth Advisors’ website on the Internet should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Your Mental Wealth Advisors does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party pertaining to Your Mental Wealth Advisors, whether linked to Your Mental Wealth Advisors’ website or incorporated herein, and takes no responsibility thereto. All such information is provided solely for informational purposes only and all users thereof should be guided accordingly.
Certain portions of Your Mental Wealth Advisors’ website (i.e. newsletters, articles, interviews, commentaries, etc.) may contain a discussion of, and/or provide access to, Your Mental Wealth Advisors’ (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. This information may have been previously disseminated by Your Mental Wealth Advisors to its clients or associates. Any forward-looking statements or forecasts are based on assumptions and actual results are expected to vary from any such statements or forecasts. No reliance should be placed on any such statements or forecasts when making any investment decision. The assumptions and projections displayed are estimates, hypothetical in nature, and meant to serve solely as a guideline. The results and analysis are not guarantees of future results because they are derived from mathematical modeling techniques of the economic and financial markets and due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Your Mental Wealth Advisors, or from any other investment professional. You should not rely on any opinion expressed as a specific inducement to make a particular investment or follow a particular strategy. Opinions expressed on this site or in the articles accessible are subject to change without notice and, due to the rapidly changing nature of the security markets, may quickly become outdated. Opinions are based upon information considered reliable, but neither Your Mental Wealth Advisors nor its affiliates and/or subsidiaries warrant its completeness or accuracy, and it should not be relied upon as such. Although all information presented is believed to be true and accurate at the time of publication, Your Mental Wealth Advisors is under no obligation to update or correct any information provided on this website.
To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Your Mental Wealth Advisors’ website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Your Mental Wealth Advisors, or from any other investment professional. Each client and prospective client agrees, as a condition precedent to his/her/its access to Your Mental Wealth Advisors’ website, to release and hold harmless Your Mental Wealth Advisors, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Your Mental Wealth Advisors.
Disclosure for Third-Party Articles and Websites
Links to third party websites and articles are provided for your convenience and informational purposes only. Your Mental Wealth Advisors is not responsible for information contained on third party websites, and links to third party website does not imply approval or endorsement by Your Mental Wealth Advisors. Your Mental Wealth Advisors makes no guarantee that information provided on third-party websites or contained in third-party articles is accurate or complete. Any reference to specific stocks or companies traded on a public exchange are not considered recommendations and should not be interpreted as such. Your Mental Wealth Advisors may currently own or have previously owned the specific stock or company referenced, and a list of our past holdings can be found at the SEC website here. Information provided on third-party websites is subject to change at any time, and reflect the views and opinions of the author and do not necessarily reflect the views and opinions of Your Mental Wealth Advisors or its employees. Information in any third-party articles reposted on the Firm’s social media sites, are based upon information considered reliable, but neither Your Mental Wealth Advisors nor its affiliates and/or subsidiaries warrant its completeness or accuracy, and it should not be relied upon as such. Although all information presented is believed to be true and accurate at the time of publication, Your Mental Wealth Advisors is under no obligation to update or correct any information provided on these websites or contained in these articles. Nothing presented on any third-party website is or is intended to constitute investment advice, and no investment decision should be made based solely on any information provided therein. Past performance is no guarantee of future results. Your Mental Wealth Advisors has not taken into account the investment objectives, financial situations or particular needs of any individual client or investor accessing any third-party websites.
Social Media Policy
Your Mental Wealth Advisors uses social media websites to share content, contact clients, and for other business purposes. Your Mental Wealth Advisors acknowledges that social media websites are considered to be a form of advertising. Therefore, in order to comply with Rule 206(4)-1 of the Advisers Act, Your Mental Wealth Advisors has a social media policy that outlines guidelines and requirements for social media postings by employees and/or Your Mental Wealth Advisors. No social media accounts can contain the publication or posting of any client testimonials, and neither Your Mental Wealth Advisors nor its employees will publish any testimonials or third-party advertisements that attest to Your Mental Wealth Advisors’ conduct as an adviser. Your Mental Wealth Advisors employees are prohibited from using any social media website to conduct business on behalf of the firm, or for other business purposes, unless the employee has received prior written approval from Your Mental Wealth Advisors’ CCO. Your Mental Wealth Advisors requires its employees who participate in social networking to adhere to the specific guidelines relative to any communications related to Your Mental Wealth Advisors and violations of this policy may result in disciplinary action which may include termination for Your Mental Wealth Advisors’ employees. Clients and prospective clients may contact Your Mental Wealth Advisors with any questions regarding the social media policy or to request a copy of the policy.
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